07:22 Sunday, March 03 2005

so far

I've been having alot of really lucid dreams lately, where everything feels so real, and yet so bizarre at the same time. Most of them have been about very calamities at work, which is yet another sign that its time to get the hell out of there. But i've had a few that were just plain weird. One that I can remember is that we got our mortgage pre-approval, and it was for \$700k. I also had another where i dreampt that david woke up in the morning and denise got up with him (i swear i'm not making this one up).
David is doing really well in learning numbers, letters & colors. He can now name over half the alphabet letters on sight, he's got a decent grasp of colors, and he can count to 3 quite well.
Yesterday we went to look at a house in Livermore. Although, I think i've been disconnecting with Denise over the grand plan for looking for a house though. The house we looked at was really quite nice. It was a decent size, it was in a seemingly decent neighborhood, and the price wasn't too bad (although that's a separate topic too). The only potential problem is that its in Livermore, which is chunk of a drive from where i'll be working starting next week.
So back to the two other issues. Denise is upset that I commented that I didn't expect to live in whatever house we bought for the rest of my life, because maybe we'd like a house with more land, or maybe i'll end up working somewhere far away, or knows what other reasons might make it more logical to buy a new house elsewhere. I just think its a bit short sighted to assume that the house we buy will be the last place we'll ever live. Decades ago, sure, people worked at the same company for 30+ years, and homes were cheaper, so they rarely had a need to move. Sure, i hate moving too, and i certainly wouldn't do it frivilously, but at the same time, i don't want to just stay in a home simply because we hate to move.
The other issue is that Denise found a formula somewhere that let's you attempt to calculate how much house you can afford. I'm sure its in the ballpark, but until we get pre-approved for a mortgage, we'll never know for certain what we can afford. I realize this is a chicken & the egg scenario, since pre-approval is only good for 90 days, and each time is a hit to our credit score. But at the same time, i feel that we're going to fall into a trap of assuming we can afford \$X of home, and then when we find one that we think we can afford, and we love, we could end up in a world of disapointment if we're told that we can't afford it.